Erase Negatives. Rebuild Fast. Unlock Funding.
We aggressively dispute every negative item on your credit report from collections, charge-offs, late payments, student loans, closed accounts, repos, and bankruptcies so you can finally rebuild your score, reclaim your confidence, and unlock real funding.
Average Score Increase
+150 Points
Funding Unlocked
$50K-$150K
The Truth About Bad Credit
Every day you wait, your score silently costs you:
Higher interest rates bleeding money
Bad credit can cost you thousands in extra interest on loans, credit cards, and mortgages over time.
Loan and apartment denials
Missing out on opportunities for homes, vehicles, and business growth because of past mistakes.
Missed business opportunities
Unable to secure funding to start or grow your business, limiting your potential for success.
Stress and sleepless nights
The constant worry about your financial situation affecting your mental health and relationships.
Confidence that keeps fading
Feeling defeated and hopeless about your financial future, unable to move forward with your dreams.
Sky-high deposits and fees
Forced to pay massive security deposits for utilities, rentals, and services that others with good credit get for free.
Employment rejections
Losing job opportunities because employers check credit reports, especially for positions in finance and management.
Endless debt collector calls
Harassing calls and letters from collection agencies creating anxiety and embarrassment in front of family.
The Cost of Waiting
Every week you delay is costing you:
$500–$1,000+
in interest
Lost Funding
and approvals
More Stress
on you and your family
Don't lose another opportunity because of bad credit. Start the 90-day turnaround now.
Fix Your Credit in 30 Seconds
Tell us what hurts, then where to send your action plan.
Your Action Plan is Ready! 🎉
We've received your information and are preparing your personalized credit repair roadmap. Check your email and phone for next steps within the next few minutes!
The Ultimate Credit Recovery System
Our 90-Day Credit Repair Program is built for speed, accuracy, and complete relief.
We go after EVERY negative account, dispute with all 3 credit bureaus, and handle the entire process on your behalf.
This is done-for-you, start to finish. You relax while we handle the fight.
Meet Your Credit Expert — Kenisha Johnson
Kenisha Johnson
Founder & CEO
Hi, I'm Kenisha, founder of Legacy Solutions.
From Denied to Empowered
Five years ago, I was tired of being denied, frustrated with debt, and done letting a number define my worth.
So I learned the credit laws, rebuilt my score, and changed my life. Now I help others do the same — removing inaccurate, outdated, and damaging information fast so they can finally breathe again.
I started Legacy Solutions to give people the freedom I once fought for. My team and I have helped hundreds of clients delete negatives, rebuild scores, and unlock up to $150K in personal and business funding.
You don't have to live with bad credit — you just need the right strategy. Let us handle it.
5+ Years
Industry Experience
$150K+
Funding Unlocked for Clients
Hundreds
of Success Stories
100%
Dedicated to Your Success
Our Proven 6-Step Credit Transformation System
1Instant Account Setup
Start immediately after enrollment. No delays — your restoration begins within hours.
2Aggressive 3-Bureau Disputes
We contact Experian, Equifax, and TransUnion directly — attacking collections, charge-offs, late payments, student loans, bankruptcies, repos, and closed accounts from all angles.
3Rapid Deletions in 30-45 Days
Our legal dispute methods trigger fast responses and proven deletions. Most clients see visible results within the first 30 days.
450-200 Point Score Jump
Your score climbs as errors vanish and positive data begins to rebuild.
5$50K-$150K Funding Access
We position your file for real approvals — not empty promises — so you can finally get access to capital for personal or business goals.
6Support During Plan
We guide you beyond the repair — teaching you how to maintain your results, grow your profile, and secure the life you've been chasing.
What We Dispute
We don't pick and choose — we dispute everything hurting your credit.
Collections
Charge-Offs
Late Payments
Repossessions
Student Loans
Medical Bills
Bankruptcies
Closed Accounts
Foreclosures
Hard Inquiries
If it's negative and it's reported — we're going after it.
Because every deletion moves your score closer to freedom.
Real People. Real Results.
Transforming credit scores and changing lives, one client at a time.
Why People Choose Legacy Solutions
Manual Disputes
no bots, no templates
Attorney-Guided Strategy
legal precision for faster deletions
Full 90-Day Done-For-You Service
Complete hands-off experience
Funding Preparation & Credit Coaching
Position you for real approvals
Delete-It-or-Don't-Pay Guarantee
Risk-free commitment to results
Transparent Progress Tracking
See your results in real-time
Support During Plan
We're with you for the long haul
Choose Your Credit Transformation Plan
Select the investment option that works best for your journey
Monthly Investment
- Full 90-Day Credit Transformation
- Aggressive 3-bureau disputes
- Progress updates every month
- Cancel anytime after 90 days
One-Time Investment
- Pay once, no recurring fees
- Priority dispute filing
- Fast results in 30-45 days
- Support During Plan
Fast Sweep (Couple Special)
- Program for both partners
- Dual credit restoration setup
- Coordinated 3-bureau attacks
- Shared funding preparation
